You found the perfect San Antonio home. The sellers agreed to your offer. It's smooth sailing to closing time, right? Not exactly. Stone Oak living continues to be a dream until you receive your keys in hand. Be aware of these potential issues that might slow down the San Antonio home buying process.

San Antonio Home Buying: Potential Hurdles to Overcome

Debt Owed

San Antonio Home Buying - Search homes for sale in the San Antonio areaBelieve it or not, something as simple as the previous owner forgetting to pay their water bill can waylay the San Antonio home buying process. A title report should uncover liens on the property. To avoid covering these expenses yourself, specify in your sale agreement that all liens and any debt owed regarding the property before close of escrow must be paid by the seller.

Damage to the Property

Another stumbling block on the road to San Antonio homeownership comes in the form of last minute damage to the property. Until the house officially changes hands, the responsibility for repairing said damage falls on the seller's shoulders. This includes leaky pipes, holes in the walls, broken windows, etc. It's always a good idea to do a final walkthrough of the property. This allows you to make sure it all looks like it did when you put in your offer.

Survey Problems

Survey issues provide another hurdle in the San Antonio home buying process. Included in the mound of paperwork involved in completing the sale should be a document showing the official boundaries of the property in question. If it's missing, expect delays until one is located. You should always know exactly where the property lines are located before you complete the sale of a home.

Going Crazy with Spending

I know you're excited about Stone Oak living. It's a beautiful place to reside. However, don't start buying furniture or fixtures for it until after you receive your house keys. You can wait a couple extra weeks to buy a new car to go with your new home, too. And, if you've already got a landscaper on call to overhaul the yard, wait a bit before you put a deposit down for their services. Any extra spending made during the escrow process creates concern in the lender's mind. They could decide not to approve your loan if they see huge fluctuations in spending habits during this time. Be patient. You'll be able to do what you want to do. Just wait until after you close escrow first.

Don't worry if you find the road to homeownership a little bumpy. It happens. Even new construction throws up a hurdle or two. Knowing what to look for during the San Antonio home buying process can help you smooth out those bumps much easier. When you're ready to start looking for your next home in the Stone Oak community, contact me.

LUX Move Up* by Christine Aldrete Banks, CRS, SRS, RSPS
www.StoneOakLiving.com
830-279-8678

*Buy and sell with Christine in the same year and receive a full rebate of the lesser commissions upon execution of both closings! Call for details.
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Stone Oak Living

50% OFF Select Listings for a limited time. Sell your home in North San Antonio for half the usual listing fee, with all the perks included, during this special event. For more information contact Christine Banks, CRS,SRS,RSPS at (210) 570-9530 or Christine@StoneOakLiving.com